SLBMs are prime mirv candidates for any country that has the tech. After all, the goal is to maximize the deterrent effect.
Barring the earliest versions of the Polaris, I can't think of any SLBM with a single whd. Mirv also provides redundancy in case one whd fails to deploy from the pbv in the terminal phase.
To answer your second point, it really depends on the throw weight or total payload capacity of K4 (reported to be 2t > A5's ~1.5t.)
India has achieved a high degree of miniaturization in payload/bus configuration. For comparison, the much smaller Agni Prime has a comparable throw weight and is reportedly MIRV capable too. And there is significant cross-pollination between the Agni and K-series missiles.